It would seem from the history books that most veterans of the Civil War settled down to something resembling a normal 19th century civilian life without too much trouble. One can only suppose that those who survived the experience without suffering incapacitating physical or emotional trauma were enormously grateful to have done so. Union veterans additionally must have been also glad to have won the war, close-run thing that it appeared to have been at times. Confederate veterans had to be content with merely surviving. Not only did they have to cope with the burden of defeat, but also physical wreckage of much of the South – as well as the wounds afflicted upon experiencing the wreckage of that whole Southern chivalry-gracious plantation life-fire eating whip ten Yankees with one arm tied behind my back- anti-abolitionist mindset. But most Confederate soldiers laid down their arms and picked up the plow, so to speak fairly readily – if with understandable resentment. In any case, the still-unsettled frontier west of the Mississippi-Missouri basin offered enough of an outlet for the restless, the excitement-seekers and those who wanted to start fresh.
The war had been conducted with more than the usual brutality in the mid-west, though, in Bleeding Kansas and even Bloodier Missouri, where the dividing line between murderous vigilante bandit-gangs and well-disciplined mobile partisan units was considerably more blurred than elsewhere and some of those who had participated in warfare on that basis, were even more reluctant to shake hands like gentlemen and go back to a peaceable life when it was all over.
Such were men like the James brothers, Jesse and his older brother Frank, and their friends, Cole and Jim Younger. Jesse and Cole Younger had both ridden with the Confederate partisans led by the notorious William Clarke Quantrill. The Coles and the Youngers were so disinclined to give peace a chance that they hardly waited a year before holding up the Clay County Savings Association in Liberty, Missouri. Over the next decade, they hit banks from Kentucky to Iowa, Kansas and West Virginia, varying the program occasionally with robbing trains. By July of 1876 they appear to have made Missouri too hot to hold them, even though they had sympathy and quiet support among kinfolk and local residents who gave them the benefit of the doubt for having fought for the Confederacy. Casting around for a new and profitable target for robbery which would get them away from Missouri, the James-Younger gang may have taken up the suggestion of one of the gang members: Minnesota. Not only was gang-member Bill Chadwell a native, and presumably familiar with the lay-out – but no one would be expecting such an organized gang, so far off their usual turf. And robbing a bank in Minnesota would have the added piquancy of taking money from the hated Yankees.
In August of 1876, eight members of the gang, Frank and Jesse James, Jim, Cole and Bob Younger, Clell Miller, Bill Chadwell and Charlie Pitts all arrived in Minnesota – by what exact means is not certain. They pretended to be legitimate businessmen, and scouted various locations in southern Minnesota, in groups of two and three. They spent some time shopping for horses and equipment in Minneapolis and St. Paul, and did some gambling, drinking and recreating. Although they gave false names, they wore long linen dusters, to conceal their weaponry, and this had attracted notice. After some weeks of careful consideration, they settled upon robbing the First Commercial Bank in Mankato. On the day of the planned robbery, they noted a large crowd in the vicinity of the bank, and wisely decided on turning their attentions upon their second choice, the First National Bank of Northfield. They split up into two groups, to travel to Northfield, and arrived there on the morning of September 7th, where an alert citizen noticed that two of them had passed through Northfield and cashed a large check at the bank, some ten days earlier.
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